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Driving Doesn’t Have to be Stressful

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By Emily J. Biscone

Our team recently handled a case for a young woman who was injured in a hit-and-run crash in north Oklahoma City. Another driver struck our client at a high speed then backed up and sped off. The driver got away and was never caught.

You might think having auto insurance would get you covered if another drive hits you. Unfortunately, that’s not always the case.

Bad News

In Oklahoma, the number of drivers without insurance is worse than the national average: 1 in 4 Oklahoma drivers are uninsured compared to 1 in 8 drivers nationwide.

In fact, Oklahoma tops the list with the highest rate of uninsured drivers:

1) Oklahoma: 26 percent

2) Florida: 24 percent

3) Mississippi: 23 percent

4) New Mexico: 22 percent

5) Michigan: 21 percent

Good News

Fortunately, our client had uninsured and underinsured coverage (UM/UIM) which we used to obtain a fair recovery. She got her medical bills paid in full and received a monetary compensation. If she did not have the coverage, she would have had to pay out of pocket for her bills and she would have had no recovery.

Immediately after the case was closed, our client contacted her insurance agent and increased her UM policy.

UM insurance helps pay bills if you’re in an accident with a driver who doesn’t have insurance. UM coverage may be you and your family’s only form of recovery if you get struck by an uninsured motorist.

We hope you never get into an accident. If you do, please contact our lawyers for a free consultation at 405-232-6490 to learn about protecting your rights and receiving fair compensation.

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